Earthmoving Equipment Finance

Break new ground and keep your business moving with a tailored commercial equipment finance solution from Metro.

Why choose Metro to finance your earthmoving equipment?

Metro Finance is an award-winning Australian non-bank lender that has helped thousands of Aussies with tailored finance across personal finance, commercial loans and novated leases.

Our Australia-based team works alongside a national network of trusted, experienced brokers to provide real, human-centric customer service and reliable finance solutions for a range of customers.  

Looking for equipment finance to help your business grow? Contact us and talk to a friendly member of our team to find out more.  

Earth moving equipement fast

Fast

We understand time is money when you’re running a business, which is why we ensure our customers receive a fast and streamlined loan application process to get them moving quicker.

Earth moving equipement trusted

Trusted

Since 2011, Metro has been a trusted partner through brokers and their clients to provide equipment finance to hard working Aussies. We’ve built a reputation for being fast, reliable and transparent, with a range of tailored options to suit customers’ needs. 

Earth moving equipement value

Value

At the end of the day, providing award-winning finance is about driving value for our customers. With a Metro loan or lease you can be sure you’re receiving a competitive rate with no annual or account keeping fees, plus terms designed to suit you and your business.

Earth moving equipement results

Results

Our earthmoving equipment loans have already helped countless Aussie businesses grow and achieve success. With terms ranging from two to five years and loan values available from $10,000 to $500,000, Metro asset finance is a proven winner.

Metro works with brokers.

Speak to your broker or click here to be put in touch with one of our trusted brokers.

Our earthmoving equipment financing options

Commercial finance agreements

With a Commercial Finance Agreement, Australian businesses can purchase approved cars, trucks and other equipment without any compromise on time delays.

Your business takes immediate ownership of the equipment, which is used as security for the loan. Typically loan terms last between 2-5 years, with fixed monthly repayments with the option to include a balloon payment (residual value) at the end of the term to lower regular instalments. 

Benefits of a commercial finance agreement with Metro include:

  • Improved growth opportunities: Expand your operations and business capabilities by accessing the latest equipment
  • Tailored solutions: Structure your loan your way to suit your goals and financial objectives.
  • Speed and efficiency: Metro prides itself on fast approvals processes to ensure your business keeps moving forward.

Finance lease

Finance Lease products help businesses to quickly gain access to approved vehicles and equipment for business purposes without buying them outright.

Some of the benefits of a finance lease include:

  • Improved cash flow: keep liquid funds within your business with a lower initial cash outlay. 
  • Access to the latest equipment: Keep up with the latest technology without the large upfront investment.
  • Tax benefits: A finance lease could be tax-deductible in many cases.
  • Flexible terms: Match your lease to the asset’s expected economic life, ensuring flexibility and suitability to your business needs.

What is a finance lease? Click here to find out more.

Types of earthmoving equipment we finance

Metro can help your business with a finance solution for a range of equipment, including:

  • Excavators
  • Bulldozers
  • Graders
  • Skid steers (Bobcats)
  • Cranes and crushers 

Eligibility requirements

Metro helps thousands of business customers each year with a range of financial solutions. Typically, to be eligible for a loan or lease from Metro, businesses must have:

  • An active Australia Business Number
  • An established business trading history, normally of two years or more
  • A good credit history and acceptable credit score

Usually the asset being financed under a commercial loan or lease must be used by the business as part of its normal trading activities, with the asset itself also being used as security on the finance product. 

Get started now

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Get in touch with your broker to discuss your equipment and finance needs. Alternatively, reach out to a friendly member of our team who can put you in touch with one of our trusted brokers who will assist you.

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Loan process

Your broker will guide you through the entire application process to ensure a smooth experience.

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You’re on your way

Keep your business moving with your new equipment!Get in touch with your broker to discuss your equipment and finance needs. Alternatively, reach out to a friendly member of our team who can put you in touch with one of our trusted brokers who will assist you.

Testimonials

Don’t just take our word for it. See what our satisfied customers and accredited introducers have to say about their experiences working with Metro.

Frequently asked questions

Can I get both old and new equipment financed?

Yes, so long as the equipment being financed is no older than 15 years at the end of the term.

Metro can provide an array of finance solutions to businesses looking to expand their fleet and operations.

Some of the key finance products we offer include:

What happens at the end of the loan term will depend on the type of arrangement you’ve made at the beginning, and whether there are any balloon payments that need to be made. 

At the completion of the loan, Metro will provide a finalisation letter to close out the loan. 

Metro also offers a replacement policy which provides brokers and their clients streamlined guidelines and assessment criteria to refinance or swap an existing asset

There are lots of equipment options to choose from with a Metro loan, but there are a few exceptions. Non-eligible assets include:

  • Sheds, silos and yards
  • Testing and measuring equipment (which may be financed under an ‘other equipment’ policy)
  • Dairy equipment
  • Irrigation equipment
  • Bikes and ATVs (which may be financed under an ‘other equipment’ policy)
  • Forestry industry assets

Commercial Finance

Competitive business loans for vehicles and equipment

Personal Finance

Flexible loan terms and competitive finance rates. ​

Novated Lease​

Salary packaged through an employer or salary packager. ​

Broker Portal

Efficient and easy to use, catering to all borrowing types.

If you’re ready to get your business moving, we’re here to help.

Our team can get you in touch with one of our trusted brokers or salary packager introducers.