Secured Personal Loans. Personalised services.
We provide a personalised and high-service approach to vehicle finance.
Why choose Metro?
We focus on delivering reliable, efficient and affordable finance through our range of approved brokers.
We empower hard working Australians by providing reliable and efficient service with a real human experience. Our people aim to put our clients first and understand that quick responses are essential in this fast moving world. We will ensure you get access to local experts and fast turnaround times. Our promise is that you’ll always speak to someone experienced and local to get the answers you need.
Whether you're looking to buy a new or used vehicle, our car loans offer a flexible and personalised solution to suit your needs. Our team will guide you through the entire process, ensuring you the fastest decision possible and competitive interest rates available.
Loans for Electric Vehicles
As the demand for electric vehicles continues to grow, we are proud to offer specialised financing options for those looking to make the switch. We can help you navigate the complexities of purchasing or leasing an electric vehicle, ensuring that you have access to the most suitable loan options tailored to your needs.
Get in touch with your broker to discuss your financing needs. Alternatively, reach out to be put in touch with one of our trusted brokers, who will be happy to assist you.
Your broker will handle the rest, guiding you through the loan application process and ensuring a smooth experience.
Drive away in your dream car financed by Metro.
Metro works with introducers.
Don’t just take our word for it. See what our satisfied customers and accredited introducers have to say about their experiences working with Metro.
Metro are competitive and consistent which makes them a great asset finance option. They take a common sense approach, are quick to respond to queries, applications and settlements and want to work with brokers to make deals happen. They will also give fair reasoning and feedback if a deal doesn't fit, meaning no time is wasted. Great team to work with.
Metro are by far the best lender I have dealt with in my 40 year career. From application to settlements the whole team are amazing. Customer care team back us as Brokers up with very quick payouts and other information as required. 10 out of 10 from my team at Leasecorp
Metro Finance is one of the top asset finance lenders in the country. As a broker, we want predictability and consistency from our lenders. It means we can deliver a great service to our clients, because we can manage their expectations around turnaround times. Metro is best-in-class at this. As they have grown, they have managed to maintain this consistency, which is exceptional.
When it comes to providing high value to customers and brokers, look no further. Metros rates are extremely competitive, their approvals are quick, their systems have set an industry benchmark, and their settlements are the best by far. I recommend them to my customers not only because they are all good people, but their overall product and service is consistent, and of the highest quality.
The team at Metro Finance are the best out there. So great to deal with a lender that has open clear communication, competitive rates and products. Turnaround times for approvals and settlement are quick which ensures clients are always happy with efficiency. Great overall products, people and policies.
Exceptional service, great products and time efficient processes/systems. In my opinion, Metro’s credit and settlement teams are the best in the industry but also support us with fantastic relationship managers. Best funder to work with professionally and my finance option preference for our lending needs. Changing the way finance in the broker market, Metro work with us as broker partners rather than just the “introducer” only to snub us post settlement like the other lenders do.
Who is eligible for a secured personal loan?
Secured personal loan eligibility varies by lender but generally depends on factors such as your credit score, income, employment history, and existing debts.
Is a good credit score necessary to get a secured personal loan?
A good credit score is important and improves your chances for approval. It is best to speak with your broker if you are unsure what your credit score is.
How much can I borrow with a secured personal loan?
Loan amounts depend on the vehicle and financing you are requiring. Please speak to your broker about the vehicle you are hoping to finance.
What is the typical repayment term for a secured personal loan?
Repayment terms usually range from 1 to 7 years.
What fees are associated with secured personal loans?
Specific fees for secured personal loans in Australia can vary depending on the loan type, amount and individual circumstances. Common fees may include application fees, appraisal and valuation fees and late payment fees.
For specific details regarding the fees associated with a secured personal loan, we recommend contacting your broker or we can put you in touch with one of our accredited brokers.
Can I use a secured personal loan for any purpose?
Metro’s secured personal loans are specifically designed for vehicles.
How do I apply for a loan with Metro?
- Get in touch with your broker to discuss your financing needs.
- Alternatively, reach out to be put in touch with one of our trusted brokers, who will be happy to assist you.
- Your broker will handle the rest, guiding you through the loan application process and ensuring a smooth experience.
What documents are typically required for a secured personal loan application?
Lenders usually require proof of identity, income verification, employment history, and sometimes proof of residence. Having these documents ready can speed up the application process.
What are my options for repaying the loan?
Most lenders offer fixed monthly payments over the loan term. Some may offer flexible repayment schedules, including bi-weekly or automatic payments.
Can I pay off the loan early?
Generally, yes. This can save you money on interest if you’re able to pay off the loan sooner than anticipated.
What happens if I miss a payment?
Missing a payment may result in late fees and a negative impact on your credit score. It’s crucial to communicate with your lender if you’re facing difficulties to explore potential solutions.
Will applying for a secured personal loan affect my credit score?
Applying for a loan may result in a temporary dip in your credit score due to the credit inquiry. However, responsible loan management can positively impact your score over time. Best to speak directly with your broker or we can put you in touch with one of our accredited brokers.
Can I get a secured personal loan if I'm self-employed?
Yes. However, it’s important to note that you might need to provide additional documentation to verify your income and financial stability.
Competitive business loans for vehicles and equipment
Flexible loan terms and competitive finance rates.
Salary packaged through an employer or salary packager.
Efficient and easy to use, catering to all borrowing types.
If you’re ready to get your business moving, we’re here to help.
Our team can get you in touch with one of our trusted salary packager introducers.