Metro’s business vehicle loans are designed to keep your business moving with fast approvals and flexible terms, zero account fees and competitive finance rates.
Whether you’re a small enterprise, a growing company, or a well-established corporation, having the right vehicles is essential for your operations.
We focus on providing real business car finance solutions to Australian operations by offering reliable and efficient service with a real human experience. You will benefit from our award-winning service, competitive rates, zero-monthly fees and fast turnaround times.
Discover how Metro can help fuel your success with our commercial vehicle loans.
We know that time is of the essence when it comes to expanding your business through commercial vehicle finance. With Metro, you can expect a fast and streamlined loan application process, ensuring that you get the funds you need as quickly as possible.
Metro has built a strong reputation as a trusted financial partner for businesses. Our expertise in commercial car loans makes us the go-to choice for businesses looking to finance their vehicle fleet, and our award-winning team are there to support you whenever you need.
We offer competitive fixed interest rates, ensuring that you get the best possible financing terms for your commercial car loan. With no annual or account keeping fees, you can enjoy transparent and cost-effective commercial car finance solutions.
Our commercial car loans have already helped businesses across Australia achieve sustainable success. With flexible loan terms ranging from 2 to 5 years and loan values available from $10,000 to $1,000,000, you can secure the funding necessary to grow your business.
Speak to your broker or click here to be put in touch with one of our trusted brokers.
Choose this product if you want to purchase cars for your business.
Choose this product if you need to keep your car fleet up to date without tying up capital.
There are lots of different operators that can apply for a business vehicle loan, however in most instances you are required to have a current ABN, whether you are a company or sole trader, and are able to show a history of trading.
For new businesses without a trading history, lenders may look at your business plan and growth projections instead, as well as what other assets you might have to be used as security on the loan. Talk to a Metro team member to discuss your specific circumstances.
Small businesses with an annual turnover under $10m may be able to take advantage of several Government initiatives, including the $20,000 Instant Asset Write-Off scheme to immediately deduct the business portion of new and used vehicles until 30 June 2026.
There are also additional benefits for electric vehicles, including Metro’s own MetroEco finance product, which offers discounted rates and flexible terms for a range of green vehicles and charging technologies. Talk to a Metro broker to find out more.
Don’t just take our word for it. See what our satisfied customers and accredited introducers have to say about their experiences working with Metro.
Metro are competitive and consistent which makes them a great asset finance option. They take a common sense approach, are quick to respond to queries, applications and settlements and want to work with brokers to make deals happen. They will also give fair reasoning and feedback if a deal doesn't fit, meaning no time is wasted. Great team to work with.
Metro are by far the best lender I have dealt with in my 40 year career. From application to settlements the whole team are amazing. Customer care team back us as Brokers up with very quick payouts and other information as required. 10 out of 10 from my team at Leasecorp
Metro Finance is one of the top asset finance lenders in the country. As a broker, we want predictability and consistency from our lenders. It means we can deliver a great service to our clients, because we can manage their expectations around turnaround times. Metro is best-in-class at this. As they have grown, they have managed to maintain this consistency, which is exceptional.
When it comes to providing high value to customers and brokers, look no further. Metros rates are extremely competitive, their approvals are quick, their systems have set an industry benchmark, and their settlements are the best by far. I recommend them to my customers not only because they are all good people, but their overall product and service is consistent, and of the highest quality.
The team at Metro Finance are the best out there. So great to deal with a lender that has open clear communication, competitive rates and products. Turnaround times for approvals and settlement are quick which ensures clients are always happy with efficiency. Great overall products, people and policies.
Exceptional service, great products and time efficient processes/systems. In my opinion, Metro’s credit and settlement teams are the best in the industry but also support us with fantastic relationship managers. Best funder to work with professionally and my finance option preference for our lending needs. Changing the way finance in the broker market, Metro work with us as broker partners rather than just the “introducer” only to snub us post settlement like the other lenders do.
Yes, our commercial car loans can be used to purchase both new and used vehicles that meet eligibility criteria. Chat with one of our friendly team members to find out more about the kind of vehicles you can finance.
In most instances, the asset being financed is usually just required to secure the loan.
When you reach the end of the commercial vehicle loan term, we will send you a finalisation letter with all the details outlining the end of your term, and your broker will be in touch to discuss what you might like to do next. With a range of benefits on offer for returning clients, you may want to take the opportunity to upgrade to a new business vehicle!
Getting a business car loan couldn’t be simpler with the help of an accredited Metro broker who will guide you through the application process and ensure you have all the necessary documentation.
Start a conversation with a Metro broker now to talk about next steps.
Your broker will be able to advise on what documentation you will need for your business vehicle loan, but typically we require:
* If you are a new business, we may consider your business plan and growth trajectory and what other assets you may have to be used a security on the loan as part of your application instead.
An accredited Metro broker can assist in organising the necessary documentation for your loan application. Speak to one now.
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