Sustainable Business Loans with Metro Eco - Metro Finance

Sustainable Commercial Finance with Metro Eco

Empowering businesses on their journey towards a greener future through sustainable asset finance.

What is MetroEco?

Introducing MetroEco – a product designed to make it easier for you and your business to invest in green technology and reduce carbon footprint.

We are committed to supporting sustainability initiatives and creating a better future for our planet. To that end, our MetroEco product extends across a range of assets including electric vehicles, chargers, solar panels, batteries, and other earthmoving and agricultural equipment.

Our MetroEco initiative is focused on supporting the government’s transition to a net-zero economy. We are proud to partner with CEFC to provide financing for assets to help reduce carbon emissions. With MetroEco, we aim to make it easier for you to invest in green technology and contribute to a more sustainable future.

Loan Step Process

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Initial Consultation

To initiate the process for applying for a MetroEco loan, speak to one of our knowledgeable and accredited brokers. Our brokers are well-versed in our loan products and can provide you with the guidance and support you need to navigate through the application process seamlessly. Don't hesitate to connect with our accredited brokers to kickstart your loan application journey today. Get in touch with a broker today.

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Application Submission

Once you have decided the right finance option, our accredited brokers will take the reins and proceed to submit your loan application. Rest assured that our brokers are experts in the intricacies of the application process and will ensure that all the necessary information is accurately gathered and included in your submission. By entrusting your loan application to our accredited broker network, you can have peace of mind knowing that they will handle the process efficiently and effectively, keeping you informed at every step along the way.

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Metro credit assessment

Upon receiving your application, our analysts will carefully review and assess the information provided.

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If your application is approved, we will present you with a comprehensive finance offer, outlining the terms, conditions, interest rates, repayment structure, and any other relevant details.

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Congratulations! You are now ready to go!

Your supplier will typically receive the funds within 24 hours from settlement. Once the funds have been received, you can arrange to collect or have installed your new asset . This streamlined process ensures that you can swiftly enjoy and benefit from your new purchase without unnecessary delays.

What we can finance

Metro finances a wide range of cutting-edge electric vehicles from various brands.

Whether you're interested in a compact electric car for city driving, a spacious electric SUV or a smart electric sports car, our electric car finance options offer something for everyone. If you’d like to find out whether we can finance your dream EV, speak to your Metro Introducer.


  • Age Requirement: Applicants must be at least 18 years old to be eligible for financing through Metro.
  • Residency: Financing is available to Permanent Residents and Australian citizens.
  • Creditworthiness: Metro considers the credit history of applicants when evaluating loan applications.

Knowledge Hub

Here at Metro, we know that buying an electric vehicle can feel a bit overwhelming. We have gathered a range of resources to help you make the best decision for your needs.

EV Charging Stations Map

Find the closest electric vehicle charging station near you. Use this live map created by the Electric Vehicle Council to locate all charging stations across Australia

Government Initiatives

Discover how state governments across Australia are promoting electric vehicles through various initiatives including subsidies, rebates and tax incentives.

For the latest updates in each state:

Electric Vehicles Available in Australia

Navigate the Future: Australia's Comprehensive Electric Vehicle Guide.

Worried where you can charge your electric car?

The Electric Vehicle Council has put together a live map that shows all charging stations across Australia.


Read our success stories and discover how Metro’s commercial vehicle finance solutions can help your business embrace a greener future.


How are green commercial loans different from other loans?

As they are specifically tailored to support sustainable and environmentally conscious initiatives, there are a range of distinguishing features of green commercial loans. This includes:

  • Purpose: Green finance loans are specifically designed to finance assets that contribute to environmental sustainability. They are intended for businesses seeking to implement or expand eco-friendly practices, invest in renewable energy, adopt energy-efficient technologies, or fund green infrastructure projects.
  • Eligible Assets: Green commercial loans focus on financing assets that have a positive environmental impact and align with social responsibility initiatives. 
  • Environmental Criteria: Unlike traditional loans, green commercial loans incorporate specific environmental criteria for eligibility, and to help support impact investing and sustainable development. 
  • Competitive Terms: Green finance loans often come with competitive terms and favourable interest rates. Lenders recognize the long-term financial viability and positive environmental outcomes associated with sustainable assets, making them more inclined to offer attractive financing packages to eligible businesses.
  • Expertise and Guidance: Lenders specialising in sustainable asset finance loans often have expertise and resources dedicated to the green sector. At Metro, our accredited broker network can provide valuable insights, guidance, and support throughout the loan application process, assisting borrowers in navigating the complexities of sustainable finance and ensuring compliance with environmental regulations.
  • Reputation and Stakeholder Alignment: By securing a green finance loan, businesses can enhance their reputation and align themselves with environmental

responsibility. This resonates with stakeholders, including customers, investors, and the community, as they increasingly prioritise sustainable practices and environmentally friendly businesses.

When evaluating loan applications for electric vehicle financing, Metro considers several factors to determine eligibility and loan terms. These factors are some of the factors we may consider:

  • Credit History: Your credit history plays a significant role in the loan evaluation process. Metro considers factors such as credit score, payment history, credit utilisation, and the presence of any derogatory marks.
  • Metro assesses your income and employment stability to gauge your ability to make timely loan repayments. They may consider factors such as your employment history, income level, and consistency of income. 
  • Which compares your monthly debt obligations to your income. A lower debt-to-income ratio indicates a healthier financial position and a higher likelihood of loan approval.
  • Loan Amount and Term: Metro assesses the loan amount being requested and the proposed loan term. The loan term is evaluated to ensure that it is reasonable and feasible for the borrower to repay the loan within the given timeframe.
  • Down Payment: Providing a down payment reduces the loan amount and shows your commitment to the loan. 
  • Loan Term and Repayment Ability: Metro also considers the loan term and assesses your ability to comfortably make loan repayments within the specified timeframe. This may include evaluating your income, expenses, and other financial obligations to ensure that the loan is manageable for you.

While the exact timeframe can vary depending on various factors, including the completeness of the application and the complexity of the financing request, we strive to provide a decision as quickly as possible.

Yes, Metro only offers secured loans.

To begin financing with Metro, simply click here to connect with a broker who can assist you with the application process.

Yes, business owners can certainly finance through Metro. We offer a range of commercial products tailored to meet the unique needs of businesses. For more information and to discuss your specific requirements, please speak to our commercial products team.

Yes, Metro provides financing options for solar panels and other sustainable equipment. We are passionate about supporting initiatives that promote environmental sustainability and are happy to help you invest in green solutions for your business.

Commercial Finance

Competitive business loans for vehicles and equipment

Personal Finance

Flexible loan terms and competitive finance rates. ​

Novated Lease​

Salary packaged through an employer or salary packager. ​

Broker Portal

Efficient and easy to use, catering to all borrowing types.

If you’re ready to get your business moving, we’re here to help.

Our team can get you in touch with one of our trusted brokers or salary packager introducers.