We empower hard working Australians by providing reliable and efficient service with a real human experience. Our people aim to put our clients first and understand that quick responses are essential in this fast moving world. We will ensure you get access to local experts and fast turnaround times. Our promise is that you’ll always speak to someone experienced and local to get the answers you need.
Whether you're looking to buy a new or used vehicle, our car loans offer a flexible and personalised solution to suit your needs. Our team will guide you through the entire process, ensuring you the fastest decision possible and competitive interest rates available.
As the demand for electric vehicles continues to grow, we are proud to offer specialised financing options for those looking to make the switch. We can help you navigate the complexities of purchasing or leasing an electric vehicle, ensuring that you have access to the most suitable loan options tailored to your needs.
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Don’t just take our word for it. See what our satisfied customers and accredited introducers have to say about their experiences working with Metro.
Secured personal loan eligibility varies by lender but generally depends on factors such as your credit score, income, employment history, and existing debts.
A good credit score is important and improves your chances for approval. It is best to speak with your broker if you are unsure what your credit score is.
Loan amounts depend on the vehicle and financing you are requiring. Please speak to your broker about the vehicle you are hoping to finance.
Repayment terms usually range from 1 to 7 years.
Specific fees for secured personal loans in Australia can vary depending on the loan type, amount and individual circumstances. Common fees may include application fees, appraisal and valuation fees and late payment fees.
For specific details regarding the fees associated with a secured personal loan, we recommend contacting your broker or we can put you in touch with one of our accredited brokers.
Metro’s secured personal loans are specifically designed for vehicles.
Lenders usually require proof of identity, income verification, employment history, and sometimes proof of residence. Having these documents ready can speed up the application process.
Most lenders offer fixed monthly payments over the loan term. Some may offer flexible repayment schedules, including bi-weekly or automatic payments.
Generally, yes. This can save you money on interest if you’re able to pay off the loan sooner than anticipated.
Missing a payment on your personal loan may negatively impact your credit score and incur late fees.
If you believe you may miss a payment, it is crucial to communicate with your lender as soon as possible. If you are facing difficulties, your broker can explore a range of financial hardship solutions to minimise the impact on your credit score and repayment history.
Applying for a loan may result in a temporary dip in your credit score due to the credit inquiry. However, responsible loan management can positively impact your score over time. Best to speak directly with your broker or we can put you in touch with one of our accredited brokers.
Yes. However, it’s important to note that you might need to provide additional documentation to verify your income and financial stability.
Please refer to this PDF. This target market determination (TMD) outlines to consumers and distributors the class of consumers for which this product has been designed, having regard to their objectives, financial situation and needs of the target market.
Our team can get you in touch with one of our trusted salary packager introducers.
