Financial hardship*
We know times like this can be stressful, we are here to help.
* Financial hardship applies to loans issued by Metro CF (ABN: 85 650 102 891)
What is financial hardship?
If due to unforeseen circumstances you’re experiencing a change in your financial situation which impacts your ability to meet your repayment obligations, you may be experiencing financial hardship.
This may relate to unemployment, a serious medical illness or injury, family and domestic violence or a natural disaster such as floods, bushfires etc
Our process
So that we can best assess your situation we need to get some further information from you. The following steps will guide you through the application process.
01 /
Complete the hardship application form available in this link or call us on 1300 638 435 to discuss your options.
02 /
Send us your application
Send us your application Send a completed and signed copy of the application form to our hardship team for review. Email us at: assistance@metrofin.com.au Write to us at: PO Box R1735, Royal Exchange NSW 1225
03 /
Wait for assessment
Wait for assessment Once you have returned all the required information, our hardship team will assess your financial circumstance and identify the best course of action moving forward.
04 /
Provide more information if required
Provide more information if required Once we have reviewed your application and in order to give your application the best chance of success, we may reach out to obtain additional information. If further information is requested, you will be required to provide this information to us within 21 days from the date of request.
We know times like this can be stressful, so we aim to provide you with a decision as soon as possible, however the assessment process may take up to 21 days from the date you provide all the requested information.
What if I’m not satisfied with the decision?
We finance a range of vehicles. Speak to your broker or we can put you in touch with one of our accredited brokers and they will guide you through the process.
You also have the right to lodge a complaint with the Australian Financial Complaints Authority (AFCA). The AFCA website at www.afca.org.au to find out if or when the time limit relevant to your circumstances expires.
Who do I contact for assistance?
If you would like to discuss your situation with us or have questions regarding financial hardship our dedicated hardship team is available 9am – 5pm Monday to Friday. Our team will work with you to assess your situation and help to find a solution that suits your financial situation.
