Keep your business moving by expanding or updating your vehicle fleet with a tailored small business car loan from Metro Finance.
Since launching over 15 years ago, we’ve helped thousands of small businesses get the vehicles they need, when they need them.
As a leading Australian non-bank lender, we pride ourselves on consistently delivering award-winning customer service backed by real people based in Australia. On top of that, our customers enjoy competitive rates, no monthly fees and fast turnaround times for loan approvals.
With Metro, you can be sure that your business is always in the driver’s seat.
Choose to finance a huge range of passenger vehicles, including sedans, SUVs and wagons for business use. You can also go green with your next vehicle purchase with a wide selection of electric and hybrid vehicles available.
For tradies, mobile teams or small retail businesses, a ute or van may be a more practical option. Once again, Metro is here to help small business owners get these essential tools of trade with fast, reliable light commercial vehicle finance to keep them moving.
Need multiple vehicles to support your fast-growing small business? Metro can help you expand your fleet with competitive rates and flexible terms tailored to suit your needs on a range of passenger and light commercial vehicles.
Many small businesses owners are prioritising sustainability as a key part of their operations, which is why Metro offers tailored financial solutions for electric and hybrid vehicles through our MetroEco product. Want to go green? Find out more about MetroEco EV and hybrid vehicle loans here.
We understand that getting a car loan for small businesses can be essential to continuing to deliver the products and services their loyal customers want, which is why we offer a range of tailored financial solutions business owners, including:
For businesses that want to own their vehicle asset. Some of the key aspects on a commercial finance agreement include:
Need flexibility and want to keep cashflow within the business and not tied up in an asset? A Metro finance lease may be the right option for you. Some of the key features and benefits of a finance lease to consider are:
Want to avoid extra paperwork and admin? Low doc car loans keep things simple with only minimal documentation required to access finance for a range of vehicles, tools and equipment. A low doc car loan can help your business access a range of new and pre-owned vehicles, including electric and selected plug-in-hybrid (PHEV) cars.
Applying for a loan with Metro couldn’t be simpler. Keep your business moving in four easy steps.
Chat with your broker or one from our award-winning network of over 4,000 accredited brokers who will help you find a tailored finance solution to suit your business needs.
Your broker will guide you through the loan application process and keep you updated every step of the way.
Once approved, you can access funds for your new vehicle in as fast as two days.
Metro has helped thousands of business owners take things to the next level, but don’t just take our word for it – hear directly from some of our happy customers.
There are many different businesses and individuals who can apply for a small business car loan. Your broker will be able to advise everything you might need for a loan application, but typically we require:
* If you are a new business, we may also consider a business plan and growth trajectory and what other assets you may have to be used a security on the loan as part of your application instead.
The asset being financed is usually only required to secure the loan.
Yes, however it’s important to note some of the factors a lender might consider before offering finance to you. Without a history of trading, lenders may look at your business plan and growth projections, as well as what other assets you might have to be used as security on the loan. Talk to a friendly member of our team to discuss your specific circumstances.
Yes, our commercial car loans can be used to purchase both new and used vehicles.
While the exact timeframe can vary depending on various factors, including the completeness of the application and the complexity of the financing request, we pride ourselves on reaching a decision as quickly as possible with many loans at Metro being approved within 24-48 hours.
Specific fees can differ depending on the type of loan you are applying for. It’s always a good idea to do your homework first to understand the terms and conditions of any financial product and any fees that might be associated with it. Some common fees you may encounter include:
All it takes is a friendly chat with one of our team members to help your business grow. Start a conversation now via the form below.
