Financing made simple

Fast, broker-driven tailored solutions for Australian businesses

Why choose Metro?

We help Australian businesses get moving, with our team of real people providing reliable and fast answers.

Metro’s national network of broker partners provide real financial solutions to Australian businesses by offering reliable and efficient service backed by real human experience. As a Metro customer, you benefit from our CAFBA-award-winning service, competitive rates, zero-monthly fees and fast turnaround times.

 

  • Competitive commercial finance rates
  • Zero monthly account fees
  • Fast approvals, flexible terms
  • Specialist broker support
  • Trusted by 4000+ brokers across Australia

How Metro’s commercial finance works

Just three easy steps to finding a tailored solution for your business:

  1. Speak to a broker
    We work with an award-winning network of accredited professionals who understand your business needs.
  2. Get matched with the right loan
    Whether you need equipment, vehicles or machinery – we help you find a tailored solutions and guide you every step of the way.
  3. Access funds FAST
    Submit documents, get approved, and access funds – often within 24–48 hours.

 

What we can finance

Types of finance we offer

As a leading non-bank commercial lender in Australia, we support businesses via our trusted broker network with Commercial Finance, Finance Leases and Novated Leases.

Commercial Finance Agreements

With a Commercial Finance Agreement, Australian businesses can purchase approved cars, trucks and other equipment without any compromise on time delays.

Finance Leases

Finance Lease products help businesses to quickly gain access to approved vehicles and equipment for business purposes without buying them outright.

Novated Lease:

Helping employees get into the vehicle of their choice while taking advantage of vehicle running cost bundling and savings at tax time.

Metro has a national network of experienced brokers.

Speak to your broker or click here to be put in touch with one of our trusted brokers.

Testimonials

Don’t just take our word for it. See what our satisfied customers and accredited introducers have to say about their experiences working with Metro.

FAQs

What is considered commercial finance?

Commercial finance is a range of financial products designed to help businesses with the operations and growth, and usually applies to acquiring business assets, such as cars and machinery.

Applying for commercial finance at Metro couldn’t be simpler. Just click here to speak to one of our friendly team members who will be able to help you find a tailored finance solution for your business, and take you through the application process.

There are lots of benefits to taking out a commercial loan, including:

Improved growth opportunities: Whether businesses are looking to expand operations or invest in new equipment, our flexible business financing for assets and equipment provide the capital needed to fuel their growth.

Tailored solutions: We understand that every business is unique, and so are their financial requirements. At Metro, our broker network works closely with you to structure a loan package that best suits your goals.

Speed and efficiency: Metro combines the latest finance technology with dedicated support teams work to ensure that your application for a business loan is processed quickly.

Expert guidance and support: With Metro, you gain access to a team of industry experts who are here to offer valuable insights and advice. Our commitment to exceptional customer service means that you can rely on us to provide the business financing for assets and equipment you need.

While the exact timeframe can vary depending on various factors, including the completeness of the application and the complexity of the financing request, we strive to provide a decision as quickly as possible with many loans being approved within 24-48 hours.

The specific fees and their amounts may vary depending on the type of application. It’s important to review the terms and conditions of any financial product carefully to understand the fees associated with it. Some common fees include but are not limited to:

Documentation fees: These fees are associated with preparing and processing the car loan documents.

Title and registration fees: These fees cover the cost of transferring the vehicle’s title and registering it in your name.

Late payment fees: If you fail to make your loan payments on time, you may be subject to late payment fees.

Prepayment penalties: Some car loans may have penalties if you choose to pay off the loan early.

Yes, but be aware that some loans may have penalties if you choose to pay off the loan early.

Monthly repayments are made via Direct Debit from your nominated bank account.

Yes, however there are several factors that a lender will consider before offering it to you. Without a history of trading, lenders may look at your business plan and growth projections, as well as what other assets you might have to be used as security on the loan. Talk to a Metro team member to discuss your specific circumstances.

Commercial Finance

Competitive business loans for vehicles and equipment

Personal Finance

Flexible loan terms and competitive finance rates. ​

Novated Lease​

Salary packaged through an employer or salary packager. ​

Broker Portal

Efficient and easy to use, catering to all borrowing types.

If you’re ready to get your business moving, we’re here to help.

Our team can get you in touch with one of our trusted brokers.